Samara Iqbal, founder of Aramas International Lawyers, views money as a symbol of freedom. At just 42, she believes that launching her own business has been the ultimate financial teacher. Now based in Abu Dhabi, Samara reflects on how her entrepreneurial journey shaped her understanding of money.
Letter to Money:
Dear Money, you are a tool that offers opportunities, security, and joy, but I’ve learned that managing you wisely is key to a fulfilling life.
Relationship with Money:
Balanced—money is something to earn, invest, and spend wisely. It’s not the end goal, but a means to achieve it. 
Financial Lessons from Her Mother:
Her mother instilled the value of financial independence and the importance of saving.
Money Talks:
Samara speaks about finances mainly with her husband, seeing open money discussions as crucial for learning and growth.
Financial Teachers:
Experience, along with lessons from her parents and business mentors, has been her greatest teacher.
Profound Financial Experience:
Starting her business was the most profound financial experience, teaching patience, risk management, and the value of strategic investments.
Impact of UAE on Her Finances:
Living in the UAE has reinforced her belief in planning and investing wisely, with its culture of ambition and visible wealth.
What She Values Spending On:
Experiences, personal growth, and investments that create future opportunities.
Splurge Moments:
Luxury travel and unique, high-end experiences.
Long-Term Financial Planning:
Samara plans through diversified investments, savings, and guidance from financial advisors.
Long-Term Financial Goal:
Building a lasting legacy through her business, investments, and philanthropy.
Savings Strategy:
A fixed percentage of her income is directed into investments and savings each month.
Proud Financial Decision:
Starting Aramas International Lawyers—both a passion project and a smart investment.
Biggest Financial Regret:
Though there have been some investment missteps, Samara views each loss as a valuable lesson to improve future strategies.
